Terms Of Use – WebSite
Terms of Use
Last Updated: July 2023
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Your use of this website is subject to the following Terms of Use. Before using this website, please take the time to carefully read these terms and conditions. You accept that these Terms of Use will apply to your use of this website and access to it. Please stop using this website immediately if you do not accept all of the terms.
Content
GenNext.Mortgage® (DBA of GenerationNext Equity Management Company, LLC, NMLS #2326098, “Our Company”) owns and operates this website https://GenNext.Mortgage (“The Web-Site“), which may offer basic information about the goods and services offered by Our Company. Your eligibility for specific products and services is subject to final approval by us and/or one of our subsidiaries, as well as any applicable restrictions. The information, products, licenses, or services described on this website may be discontinued at any moment, and we and/or our subsidiaries reserve the right to do so. Any out-of-date material is only provided as of the date it was published. We make no commitment to update or change any such information, nor do we or our subsidiaries have any responsibility in that regard. We have the right to end any or all of our offerings without giving prior notice.
Furthermore, by providing information, goods, or services through this website, we and/or our companies are not soliciting anybody to use such information, goods, or services in jurisdictions where doing so is prohibited.
This website might link to other websites owned or controlled by parties other than us and/or our subsidiaries that are provided for your convenience, such as social media websites. If you follow a link to another website, you do so at your own risk and are subject to the rules set forth by the website’s owner. The inclusion of a link does not imply our endorsement, authorization, sponsorship, or affiliation with the owners or sponsors of the linked third-party website. Nor does it imply that we and/or our subsidiaries have any affiliation with the linked third-party website. We reserve the right to remove any connection to a third-party website at any moment, together with our subsidiaries.
While we make every effort to update and offer correct information on our website, there may be typographical, technical, or factual errors. The accuracy, completeness, or timeliness of the information, text, graphics, links, or other materials on this website cannot be guaranteed by us for these reasons.
The music, images, graphics, text, software, logos, phrases, and ideas on this website are all protected by copyright and are covered by U.S. and international copyright laws and treaty clauses. The information on this website is also covered by many communication laws and regulations, patent and trademark laws, privacy and publicity laws, and other laws. You are not permitted to publish or send any unlawful, threatening, libelous, defamatory, obscene, scandalous, inciting, pornographic, immoral, or profane content to or from this website, or any other content that could subject you to civil or criminal legal action.
This website and its contents may not be used for any commercial purposes. The sole purpose for which you may print a copy of the data on this website is for your own use. This privilege may be withdrawn at any time.
Visiting the Website
You understand and accept that your use of this website, as well as the provision or acquisition and maintenance of all hardware, software, electrical power, telecommunications, Internet services, and other products or services required or advisable for you to access and use this website, are solely your responsibility.
The website might occasionally not be accessible to you owing to maintenance being done, errors or breakdowns in software, hardware, or telecommunications equipment, an unusually high volume of transactions, or other factors. We try to keep the downtime on our website to a minimum. You acknowledge and agree that neither we nor any of our affiliates shall be liable for any loss, damages, costs, or expenses that you may sustain or incur as a direct or indirect result of the website’s unavailability, even if it can be demonstrated that we could have prevented or shorten the duration of such unavailability by taking any action within our reasonable control.
Additionally, neither we nor our subsidiaries shall be liable for any loss, harm, expense, or cost that you may sustain or pay, directly or indirectly, as a result of your inability to access the website due to issues with your computer or mobile device, your inability to connect to the Internet, your Internet Service Provider (“ISP”), or any capacity issues or other restrictions of the Internet.
You may be denied access to the website at any time, with or without cause, and without previous notification from us. Without giving you prior notice, we reserve the right to end these Terms of Use and your use to all or part of the website at any time. Any applications you have filed will continue to be reviewed even if we decide to terminate these Terms of Use, and any current agreements you have with us will continue to be valid. The website is not intended for use by individuals in any region or nation where doing so would be against the relevant rules and laws. When you are in a country where use of the website is prohibited, we may limit your access to the website. The compliance of all local laws is your responsibility.
For certain transactions on this website, we and/or our subsidiaries may ask you to authenticate your identity (i.e., show that you are who you say you are) in order to protect the security of your information. It is a good practice to always close your web browser after exiting a website in order to preserve your security. You must notify us right away if you think any information you provided through the website has been used without your consent. The best method to minimize your potential losses is to call us.
In order to report unauthorized access, Contact us at 978-705-1278.
You might be responsible for all unauthorized activity on your account if you don’t alert us.
If you experience any technical problems with this website, you can also call us at 978-705-1278.
Text (SMS) Consent
By giving us your phone number, you are giving us written permission to send you SMS (text message) communications from us and our affiliates. If you agree to receive text message notifications, GenNext.MortgageTM, our subsidiaries, assigns, successors, or servicing agents have your permission to send SMS Notifications (as defined below) to any phone number you provide in connection with your account, application, loan, and closing. In this text messaging disclosure, “SMS Account Notifications” refers to any SMS (text message) communications we send to you regarding your account or loan transaction. The term “SMS Account Notifications” as used in this text messaging disclosure refers to any SMS (text message) communications from us to you regarding your account or loan transaction sent to the phone number provided in connection with this transaction, including but not limited to application processing status, account information, loan information, information requests, document requests, due dates, delinquent accounts, closings, and updates to the program.
Ways to Unsubscribe: Simply reply with “STOP, END, CANCEL” to stop receiving SMS account notifications. UNSUBSCRIBE, or QUIT,” or at any time by calling us at 978-705-1278. Any cancellation of your permission to utilize SMS Account Notifications won’t take effect until we’ve had a reasonable amount of time to process it. Call us at 978-705-1278 if you would like further information. You must have the following things in order to access, see, and save SMS Account Notifications that we give to you: (i) a mobile phone that can send and receive SMS messages; (ii) an active mobile phone account with a communication service provider; and (iii) enough storage space on your mobile phone. All electronic SMS account notifications that we provide to you will be regarded as “in writing.”
SMS Account Notifications are provided without charge, however you are still liable for any payments incurred from your communications service provider, such as text message costs. For information on the costs associated with sending and receiving text messages, please refer to the pricing plan of your mobile service provider. Your phone bill will show these expenses. Message frequency is determined on the account’s settings or status. We reserve the right to change or discontinue our text messaging services at any time, for any reason, and without prior notice. This includes the option to stop texting with or without warning and without incurring any obligations to you.
Your Information
ou may provide us with certain information as part of the mortgage application process. We do not claim ownership of the information you give to GenNext.Mortgage™ or any of its connected organizations (collectively, “Your Information”), post, upload, input, or submit (including feedback and ideas). However, by publishing, uploading, entering, giving, or submitting ‘Your Information’, you authorize us, our connected businesses, and any suppliers required to complete your transaction to use ‘Your Information’ to carry out your service request. This consent entitles us to reproduce, edit, translate, and reformat ‘Your Information’ as well as copy, distribute, transmit, publicly display (though we will never do so with respect to your non-public personal information). Please take note that this clause could be superseded by the specific terms and conditions listed on the website page explaining a particular feature or promotion.
Verification of Employment with Consent
By presenting us with information about your employment, you are giving us and/or our subsidiaries your written agreement to contact third parties to verify your income and employment as needed.
Agreement to communicate with a real estate agent
By giving us your real estate agent’s information, you are giving us and/or our subsidiaries written permission to contact your agent to discuss your loan, including its progress, key milestones, and upcoming closing dates.
Liability Restrictions
UNDER NO CIRCUMSTANCES SHALL WE OR OUR SUBSIDIARIES BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES THAT MAY ARISE IN CONNECTION WITH THIS WEBSITE, OR FROM YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE OR ANY INFORMATION PROVIDED ON THIS WEBSITE; OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION.
The exclusion or limitation of liability for consequential or incidental damages is prohibited in some jurisdictions. Our liability is limited in such jurisdictions to the fullest extent authorized by law.
Without any express or implied warranties of any kind, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, this website’s content is provided “as is” and without guarantees of any kind. In the event that you access, use, or browse this website, the web, or download any materials, data, text, images, video, or audio from this website or the web, WE AND OUR SUBSIDIARIES ASSUME NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY VIRUSES THAT MAY INFECT OR DAMAGE YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY.
We and our subsidiaries make no warranty or representation that using the materials on this website will not violate the rights of third parties who are not our owners or connected parties.
You acknowledge and agree that your use of the website in violation of these Terms of Use or in violation of any applicable law will subject you to indemnification from and hold us and/or our subsidiaries harmless from and against any and all claims, losses, expenses, demands, or liabilities, including attorneys’ fees and costs, incurred by us in connection with any claim by a third party (including any intellectual property claim). You further acknowledge that you shall lend all necessary assistance in the defence of any such claims. You must never, under any circumstances, settle any such claim or matter without our written consent. We and our subsidiaries reserve the right to take exclusive responsibility for the defence and management of any issue that would otherwise be subject to indemnification by you at our own expense.
Additional Conditions
Without regard to any other applicable laws, the United States and the State of New York’s laws will govern these Terms of Use. No one of our actions—including delays, omissions, or failure to act—will prevent us from later using that right or another one under these Terms of Use. The remaining provisions of these Terms of Use will not be affected if any of them alter in accordance with existing law or are ruled unlawful by a court; instead, they will be read as if the invalid provisions had never been included in these Terms of Use. These Terms of Use’s headings are simply used for convenience in organizing them.
Amendments to the Terms of Use
You acknowledge that these Terms of Use may be updated from time to time in whole or in part, including, without limitation, by changing the prices and charges for goods and services made available through this website as well as its features and functionality. Any time these Terms of Use change, we’ll send you an electronic notice as required by the relevant laws. Your use of the website following the change’s effective date signifies your consent to be bound by its terms. Additionally, you should routinely check these Terms of Use for updates.